Empower Your Financial Future

The HANDS Saving Program is an opportunity for families with children to work on maintaining their permanent housing situation by mastering basic budgeting, learning life and financial literacy skills and developing a savings mind-set that will aid them in becoming self-sufficient and financially stable. Financial incentives, education, mentoring, and relationship building are an important part of the program. This program is a six-month commitment to improving a family’s financial wellness and aiding them in securing their future. You will need internet access and a laptop/Chromebook. If you do not have one of these, we can give you a Chromebook. The HANDS Program: Savings Match, Financial Incentives & Bonuses SVdP GA will match savings up to $150 per month for 6 months ($900 total). You must place a minimum of $20 in your savings account each month. Credit score improvement from beginning to end of the program resulting in a 20-point increase in your score will earn a $100 BONUS. If you continue your saving habit after this 6 month program ends, and you place a minimum of $20 in your savings account each month for months 6-12, you will earn a $200 BONUS. Participants cannot put $900 in savings account at month six. You must be saving consistently monthly. Your savings match and credit score bonus (if applicable) will be paid by deposit to the savings bank account at the end of month 6. The bonus for continued saving will be paid in month 13, if applicable.

Please check each box to agree that you have read and understand each of the program rules:

Expenses that don’t change each month.

Expenses that can change every month.

Expenses that only happen once and a while.

Following a rigorous research effort to develop a consumer-driven definition of financial well-being, the Consumer Financial Protection Bureau (CFPB) developed and tested a set of questions–a “scale”–to measure financial well-being. The scale is designed to allow practitioners and researchers to accurately and consistently quantify, and therefore observe, something that is not directly observable–the extent to which someone’s financial situation and the financial capability that they have developed provide them with security and freedom of choice. We thank you in advance for taking the time to answer this financial well-being questionnaire honestly. The results will allow us to shape the HANDS Savings Program to meet your level of financial security and freedom. If you have any questions about the form or have any trouble completing it, please contact Colleen, the Case Manager, at chiggins@svdpgeorgia.org.